The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage

When it comes to protecting your home, business, or investment property, there’s one essential coverage that…

Suit-Limitation Clauses in Insurance Policies| Property Insurance Coverage Law Blog

Few things send shivers down a policyholder’s spine faster than discovering that an otherwise valid claim…

Insurance Coverage After a Raze Order

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction…

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction…

California Antitrust Insurance Lawsuit | Property Insurance Coverage Law Blog

The recent filing of two sweeping antitrust lawsuits in California against a long list of most…

Iowa Appraisal Law | Property Insurance Coverage Law Blog

Whoever wrote the proposed Iowa laws regarding insurance appraisal has a very narrow understanding of what…

Employee Dishonesty Claims—How Far Back Does Coverage Extend?

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters,…

HHS’ Withdrawal of 2022 Guidance Raises Questions about Coverage for Gender-Affirming Care

Seyfarth Synopsis: In a move with potentially significant implications for entities subject to the Affordable Care Act,…

Proper Claims Handling | Property Insurance Coverage Law Blog

Imagine this: your Florida home has just been torn apart by a hurricane. You’re exhausted, overwhelmed,…

DOAH Arbitration Disaster | Property Insurance Coverage Law Blog

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians.…

The Clark Opinion | Property Insurance Coverage Law Blog

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies…

The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies…

Xactimate “New Construction” Setting | Property Insurance Coverage Law Blog

A recent court ruling has provided significant clarity on whether State Farm’s use of Xactimate’s “New…

Governmental Action Exclusion | Property Insurance Coverage Law Blog

By all accounts, the “Governmental Action” exclusion was once a fairly narrow provision in property insurance…

Florida’s Divided Insurance Regulation | Property Insurance Coverage Law Blog

A recent public records request by Tampa Bay Times reporter Lawrence Mower has uncovered a revealing memo from…

Florida Insurance Zero-Payment Claims | Property Insurance Coverage Law Blog

A new report, 14 Florida Insurers Closed Over Half of Homeowner Damage Claims with Zero Payment…