The Clark Opinion | Property Insurance Coverage Law Blog

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies…

How To Lose a Causation Case: Special Rules in Texas

When policyholders file an insurance claim, they expect their insurer to pay losses. Most policyholders have…

The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies…

Xactimate “New Construction” Setting | Property Insurance Coverage Law Blog

A recent court ruling has provided significant clarity on whether State Farm’s use of Xactimate’s “New…

Is it Appraisal, or Is It Arbitration? Can Appraisal be Appraisal and Arbitration at the Same Time?

The Rhode Island Supreme Court recently issued a significant decision holding that an insurance appraisal is…

Jon Held Moves From CEO Role

Jon Held is moving to a new role in his company. It is not a full…

The E&S Market and Allegations from AIG

A Look at the Excess and Surplus Lines Market In the highly regulated insurance world, there…

Governmental Action Exclusion | Property Insurance Coverage Law Blog

By all accounts, the “Governmental Action” exclusion was once a fairly narrow provision in property insurance…

Buried Insurer Affiliate Profit Report

Yesterday’s testimony before the Florida House Insurance & Banking Subcommittee ripped the cover off a story…

Florida’s Divided Insurance Regulation | Property Insurance Coverage Law Blog

A recent public records request by Tampa Bay Times reporter Lawrence Mower has uncovered a revealing memo from…

The Role of the PLRB in Insurance Claims

When I was first starting in the property insurance claim field in the early 1980s, I…

A Basic Understanding of Antitrust Law for Claims Adjusters

If you are a claims adjuster, you probably hear about “antitrust laws” once in a blue…

Florida Insurance Zero-Payment Claims | Property Insurance Coverage Law Blog

A new report, 14 Florida Insurers Closed Over Half of Homeowner Damage Claims with Zero Payment…