Appraisal Award Upheld for Amount Greater than Policyholder’s Original Proof of Loss

In a ruling issued today from Iowa, the court enforced an appraisal award issued in favor…

Vandalism and Resulting Loss Clauses

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million…

When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million…

Cooperation Clause in Insurance Policy

Contractual suit limitations clauses and cooperation clauses were examined by a recent appellate decision 1 upholding…

HOA Insurance Appraisal Disputes| Property Insurance Coverage Law Blog

Imagine your homeowners association gets walloped by a Minnesota hailstorm. Thirty-four buildings take a beating. You…

Colorado Bad Faith Insurance Claim

In a recent decision that explains what policyholders must prove to prevail on a statutory bad…

Colorado Bad Faith Requires Proof of Unreasonable Conduct

In a recent decision that explains what policyholders must prove to prevail on a statutory bad…

Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid?

Imagine your homeowners association gets walloped by a Minnesota hailstorm. Thirty-four buildings take a beating. You…

Don’t Let Delay or Non-Cooperation Doom Your Insurance Claim

Contractual suit limitations clauses and cooperation clauses were examined by a recent appellate decision 1 upholding…

California Underinsurance Crisis | Property Insurance Coverage Law Blog

The recent hearing before the California State Board of Equalization on underinsurance brought long-overdue attention to…

When Warnings Become Reality: California Confronts Its Underinsurance and Insurance Affordability Crisis

The recent hearing before the California State Board of Equalization on underinsurance brought long-overdue attention to…

2025 Atlantic Hurricane Season | Property Insurance Coverage Law Blog

The official start of hurricane season is upon us yet again!  It seems like June 1st…

NOAA Forecasters Predict an Above-Normal 2025 Atlantic Hurricane Season—Please Take Hurricane Preparedness Seriously

The official start of hurricane season is upon us yet again!  It seems like June 1st…

Sherry-Netherland Insurance Case | Property Insurance Coverage Law Blog

Some cases linger in your mind not just because of the legal principles they clarify but…

A Fire, a Lawsuit, and One Heavenly Dessert: Lessons from the Sherry-Netherland Insurance Battle

Some cases linger in your mind not just because of the legal principles they clarify but…

Appraisal vs Coverage Dispute| Property Insurance Coverage Law Blog

Appraisals serve as a valuable mechanism for resolving disagreements over the amount of loss. However, as…

Slide Insurance IPO Concerns| Property Insurance Coverage Law Blog

Slide Insurance’s recently filed registration statement with the SEC to become a public company marks a…

Top Mistakes That Can Destroy Your Flood Insurance Claim

A recent court decision in Sublett v. Westfield Insurance Company 1 shows how even well-intentioned policyholders…

Top Mistakes That Can Destroy Your Flood Insurance Claim

A recent court decision in Sublett v. Westfield Insurance Company 1 shows how even well-intentioned policyholders…

A Memorial Day Reflection on USAA and Its History of Insuring Military Families

Memorial Day is a time for reflection, gratitude, and solemn remembrance. We honor the brave men…

The Real Risk in Slide Insurance’s IPO Isn’t Hurricanes, But It’s Claims Philosophy

Slide Insurance’s recently filed registration statement with the SEC to become a public company marks a…

Appraisal Isn’t Everything: Why Coverage Still Controls Insurance Payments After Appraisal

Appraisals serve as a valuable mechanism for resolving disagreements over the amount of loss. However, as…