Dips of 150+ points can derail major life events By Truman Lewis of ConsumerAffairs May 27,…
Tag: credit
Default lines: How the FTC says Credit Karma and Fandango SSLighted security settings
Imagine a burly doorman at an exclusive party. When someone claims to be a guest, the…
Hat trick? FTC charges violations in auto loan servicing, debt collection, credit reporting
Sometimes good things come in threes, like Musketeers, Bronte sisters, and Stooges. (Shemp doesn’t count.) But…
Student loan delinquencies surge, lowering credit scores for millions of borrowers
Credit scores can easily fall by more than 100 points By Dieter Holger of ConsumerAffairs May…
How missing student loan payments affects your credit score
More than 9 million borrowers are seeing their credit scores lowered By Dieter Holger of ConsumerAffairs…
Company to pay $22 million for offering “free” credit scores that turned out to be not so free
We’ve brought law enforcement actions – dozens of ‘em. We’ve held workshops, issued reports, and sent…
CROA case shows why piggybacking isn’t the answer for consumers shouldering bad credit
The practice is called piggybacking, but it’s not child’s play. It’s where a person with iffy…
FTC challenges TeleCheck’s checkered compliance with the Fair Credit Reporting Act
Whooping it up can be fun, but hooping it up – requiring consumers to jump through…
Fraud alerts vs. credit freezes: FTC FAQs
UPDATE: As of September 21, 2018, the law says credit freezes are free for everyone, and…
Credit card processing “deals” may be scams
If you’re in a small business, you probably need a way for people to pay you…
FTC’s AppFolio case: The Fair Credit Reporting Act does more than just abide
Cult classic The Big Lebowski proves that mistaken identity can be entertaining on film. But for…
Where Americans benefit from ban on medical debt in credit reports
Republican voters are among the biggest beneficiaries By Dieter Holger of ConsumerAffairs April 10, 2025 Key…
FTC Action Leads to Court Order Halting Phantom Debt Collection Scheme That Took Millions from Consumers and Threatened Consumers’ Credit, Homes, and Employment
As a result of a Federal Trade Commission lawsuit, a federal court has temporarily halted the…
FTC Takes Action to Stop Sprawling ‘Growth Cave’ Business Opportunity and Credit Repair Scam
As a result of a Federal Trade Commission lawsuit, a federal court has temporarily halted the…
Stopping business opportunity and credit repair scams in their tracks: What to know about the FTC’s allegations against Growth Cave and Apex Mind
The FTC recently filed a case to stop what it describes as a fast-moving scam involving…