A California Administrative Law Judge issued a decision approving a stipulation between State Farm General Insurance…
Category: Insurance Disputes
A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender?
A California Administrative Law Judge issued a decision approving a stipulation between State Farm General Insurance…
Insurance Claims Leadership | Property Insurance Coverage Law Blog
The Senate Subcommittee on Disaster Management will hold a hearing this afternoon titled “Examining the Insurance…
Understanding Leadership from Inside the Insurance Claims Machine: Reflections on Mike Fiato’s Vision
The Senate Subcommittee on Disaster Management will hold a hearing this afternoon titled “Examining the Insurance…
Separation or Divorce and Your Insurance
Divorce attorneys, insurance agents, and property insurance adjusters need to appreciate that separation and divorce may…
Separation or Divorce Can Result in Insurance Disaster
Divorce attorneys, insurance agents, and property insurance adjusters need to appreciate that separation and divorce may…
California Wildfires, Toxic Residue, and the Legal Duty Insurers Can’t Ignore
I was in attendance at a conference in Denver yesterday when an expert toxicologist suggested that…
Prove the Loss Happened During the Policy Period
A recent federal court ruling out of Georgia highlights a basic principle that policyholders and public…
Moms Matter | Property Insurance Coverage Law Blog
Today is Mother’s Day — a moment set aside each year to recognize the women who…
Why You Must Bring More Than Invoices: What Public Adjusters and Policyholders Must Learn About Proof of Damages
In a recent decision that should raise red flags for public adjusters and policyholders, a federal…
The Role of the Examination Under Oath and Procedural Compliance with Insurer Demands
I will deliver a presentation at the Annual Meeting of the National Association of Public Insurance…
NFIP Escapes Payment with Form Over Substance Rules: The Need for Reform of the National Flood Insurance Program
A recent appellate decision in Woodland Villas Condominiums v. Wright National Flood Insurance Company 1 highlights…
Vacancy, Occupancy, and Arson Will Always Invite Coverage Issues
A federal Arkansas court issued a recent ruling that reminds everyone in the property insurance claims…
What Do Judges Consider When Selecting Umpires? Proximity Is a Factor
A United States District Court for the District of Hawai‘i recently issued an order that highlights…
Why Did a Judge Select the Policyholder’s Umpire Over State Farm’s Nominees?
What do judges look for in the appointment of an umpire? Insurance disputes requiring appraisal make…
Underinsured and Unprotected: Are California Insurance Agents to Blame?
The devastating wildfires that have ravaged California in recent years show that an increasingly disturbing pattern…
The Unappreciated Role of the Insurance Defense Attorney
It’s easy to fall into the trap of demonizing the lawyers on the other side. I’ll…
The Unappreciated Role of the Insurance Defense Attorney
It’s easy to fall into the trap of demonizing the lawyers on the other side. I’ll…
Constructive Total Loss in Property Insurance
Hugh Wood’s 1994 University of Miami Law Review comment, The Insurance Fallout Following Hurricane Andrew: Whether Insurance Companies…
Ordinance or Law Coverage | Property Insurance Coverage Law Blog
When it comes to protecting your home, business, or investment property, there’s one essential coverage that…
The Hidden Insurance Gap: Why New Homes and Businesses Need Ordinance or Law Coverage
When it comes to protecting your home, business, or investment property, there’s one essential coverage that…
Suit-Limitation Clauses in Insurance Policies| Property Insurance Coverage Law Blog
Few things send shivers down a policyholder’s spine faster than discovering that an otherwise valid claim…