California Wildfire Smoke Claims | Property Insurance Coverage Law Blog

The Los Angeles wildfires of early 2025 left more than scorched hillsides. They left thousands of…

Are California Insurers Playing “See No Evil” When It Comes to Wildfire Smoke?

The Los Angeles wildfires of early 2025 left more than scorched hillsides. They left thousands of…

Insurance Department Jurisdiction | Property Insurance Coverage Law Blog

McClenny Moseley & Associates (MMA), the Texas-based law firm notorious for its mass hurricane claim solicitation…

Lawyers Are Not Subject to Insurance Department Jurisdiction

McClenny Moseley & Associates (MMA), the Texas-based law firm notorious for its mass hurricane claim solicitation…

Appraisal Award Upheld | Property Insurance Coverage Law Blog

In a ruling issued today from Iowa, the court enforced an appraisal award issued in favor…

Appraisal Award Upheld for Amount Greater than Policyholder’s Original Proof of Loss

In a ruling issued today from Iowa, the court enforced an appraisal award issued in favor…

Vandalism and Resulting Loss Clauses

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million…

When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million…

Cooperation Clause in Insurance Policy

Contractual suit limitations clauses and cooperation clauses were examined by a recent appellate decision 1 upholding…

HOA Insurance Appraisal Disputes| Property Insurance Coverage Law Blog

Imagine your homeowners association gets walloped by a Minnesota hailstorm. Thirty-four buildings take a beating. You…

Colorado Bad Faith Insurance Claim

In a recent decision that explains what policyholders must prove to prevail on a statutory bad…

Colorado Bad Faith Requires Proof of Unreasonable Conduct

In a recent decision that explains what policyholders must prove to prevail on a statutory bad…

Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid?

Imagine your homeowners association gets walloped by a Minnesota hailstorm. Thirty-four buildings take a beating. You…

Don’t Let Delay or Non-Cooperation Doom Your Insurance Claim

Contractual suit limitations clauses and cooperation clauses were examined by a recent appellate decision 1 upholding…

California Underinsurance Crisis | Property Insurance Coverage Law Blog

The recent hearing before the California State Board of Equalization on underinsurance brought long-overdue attention to…

When Warnings Become Reality: California Confronts Its Underinsurance and Insurance Affordability Crisis

The recent hearing before the California State Board of Equalization on underinsurance brought long-overdue attention to…

2025 Atlantic Hurricane Season | Property Insurance Coverage Law Blog

The official start of hurricane season is upon us yet again!  It seems like June 1st…

NOAA Forecasters Predict an Above-Normal 2025 Atlantic Hurricane Season—Please Take Hurricane Preparedness Seriously

The official start of hurricane season is upon us yet again!  It seems like June 1st…

Sherry-Netherland Insurance Case | Property Insurance Coverage Law Blog

Some cases linger in your mind not just because of the legal principles they clarify but…

A Fire, a Lawsuit, and One Heavenly Dessert: Lessons from the Sherry-Netherland Insurance Battle

Some cases linger in your mind not just because of the legal principles they clarify but…

Appraisal vs Coverage Dispute| Property Insurance Coverage Law Blog

Appraisals serve as a valuable mechanism for resolving disagreements over the amount of loss. However, as…

Slide Insurance IPO Concerns| Property Insurance Coverage Law Blog

Slide Insurance’s recently filed registration statement with the SEC to become a public company marks a…